Guide to Portugal’s D7 Passive Income Visa

The Portuguese D7 Visa, also known as the Passive Income or Retirement Visa, is designed for non-EU/EEA/Swiss nationals seeking residency in Portugal. It caters to retirees and individuals with stable passive income, providing access to Portugal's high-quality lifestyle, affordable healthcare, and opportunities for permanent residency or citizenship. This visa also allows for family inclusion and Schengen Area travel.

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Overview

Processing Time: 1 to 4 months, depending on the country of application. The main blockers being the availability of appointments, and your ability to collect the necessary documents quickly.

Income Requirement: Minimum €870/month (€10,440/year) after taxes, derived from pensions, rentals, dividends, or royalties.

Residency: Two-year initial residence permit, renewable for three additional years.

Citizenship Path: Eligibility for Portuguese citizenship after five years of residence.

Complexity: this visa requires more up-front steps than the DN visa, namely the NIF and PT bank account. The amount of passive income required may also be higher than the minimum listed depending on your expected living costs. Go for the DN Visa if you can.

Key Requirements

Financial Documentation

  • Passive Income: Minimum €870/month (€10,440/year) after taxes, derived from pensions, rentals, dividends, or royalties.

    • You will need to prove this with bank statements, rental agreements, royalty agreements, tax returns etc.

    • You will need to prove your earnings are stable, so a 12 month paper trail is reccomended.

  • Savings: Recommended €10,440 per adult (additional amounts required for dependents).

Additional Essentials

  • NIF & Portuguese bank account

  • Criminal Record Certificate: Clean and recent record from all countries of residence, translated and notarized in Portuguese.

  • Valid Passport: At least six months’ validity beyond the application date.

  • Accommodation: A rental agreement valid for at least six months, registered with AT (the Portuguese tax authority)

  • Health Insurance: Travel insurance (€30,000 coverage) for the visa application, plus Portuguese health insurance for residency.

Step-by-Step Process

Frequently Asked Questions

Been there, done it—now let us help you

“In 2023, we moved to Portugal to build a hospitality business called Yon Living, but the high fees and confusing process of securing a visa caught us off guard. The lack of transparency made things harder than they needed to be, adding unnecessary stress to an already big life change.

Determined to make the process smoother for others, we began helping our guests navigate the complexities of visas. Since then, we’ve quietly assisted hundreds of people in successfully relocating to Portugal, guiding them through every step with clarity and care.

Now, we’re opening up our expertise to everyone—not just our guests—making it easier than ever for anyone to call Portugal home. Whether you’re chasing new opportunities, seeking a fresh start, or fulfilling a lifelong dream, we’re here to help you every step of the way.”

— Ant and Tom, founders of Yon

Navigating the bureaucracy on your behalf with a proven process

Dealing with visa applications can be overwhelming, but we make it simple. Let us navigate the complexities, so you can focus on what truly matters—your move to Portugal.

Ongoing legal support

You will have access via email, chat & calls to our immigration lawyers throughout the entire process. Not just a 30 minute chat at the start.

Thorough document checks

We'll lead the flow. We will ask for, store and validate your documents ahead of your appointments to maximise your acceptance chances.

Consulate bookings

We will obtain your appointment at your local consulate, or VFS global at a day and time that suits you.

Admin

We will handle your application forms, motivation letters and correspondence with the consulate throughout the process.

Additional documents

Whether it be a registered lease agreement, your NIF, or setting up a Portuguese bank account. We are on hand to advise you the smoothest & safest route forward.

Appeals

In the event of any rejections, we will be quickly submitting appeals behind the scenes to get the process back on track.

What people are saying about us

Hear why individuals and companies worldwide choose Yon to manage their visa applications.

Jessica Dixon
★★★★★

“Moving abroad seemed intimidating but Yon made it effortless. From start to finish, I felt supported, and their tech-driven approach simplified everything. Their community has been amazing too - like an instant family of fellow nomads!”

Mairi and Flora McCrone
★★★★★

"Thanks to Yon, the complicated visa process became manageable. They answered all our questions and provided clear guidance every step of the way. Now, we’re living our dream life abroad.”

Jonny Cleaver
★★★★★

"I had no idea where to start with my visa, but Yon guided me every step of the way. They handled the paperwork and legal stuff, leaving me to focus on my work and move. Highly recommended!"

Anita and Bella
★★★★★

“Yon turned what could have been a stressful situation into a breeze. They were knowledgeable, and made it easy to track the visa process simple. I couldn’t be happier with the result—visas approved for the entire family and a whole new adventure ahead."

Join a community who’ve already made the move to Portugal

Through our sister company, Yon Living, we've built a vibrant community for those relocating to Portugal. Join our buzzing WhatsApp groups for answers to all your questions and enjoy weekly events like supper clubs, coworking days, drinks nights, boat trips, and more.

Get started with Yon, today.

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